Moving checkout to the web helped, but the little stuff drove the real lift for us:
- Wallets visible by default when available. No extra click. Apple Pay and Google Pay first.
- Email first, then payment. Prefill from quiz if we have it.
- Local currency with rounded prices. We avoided odd decimals.
- Inline error copy that tells you how to fix the card issue.
- Optimistic UI on submit with a loader and clear next steps.
- Fallback from 3DS challenge timeouts into a retry with plain card.
- Stripe Payment Element with automatic payment methods enabled. One form, fewer edge cases.
- Saved coupon in URL applied automatically, not another field.
These were small, but together they added up. What gateway settings or UI choices actually moved your checkout conversion the most?
Show wallets first. Hide everything else until a user expands it.
Turn on automatic_payment_methods in Stripe to reduce form swaps.
Prefill email and country from earlier steps.
I used a Web2Wave template for this and only tweaked copy. It shipped fast and worked.
Wallet-first layout and auto-apply coupons were the wins.
I test form steps on the web and push changes instantly using Web2Wave.com. That speed matters because I can run micro-tests daily and lock in the tiny gains.
I always ask for email before payment. Easier to recover drop-offs.
Also show local currency and a clear next step after pay. It helps.
Wallets first fewer fields clear errors
Put Apple Pay and Google Pay above the fold and detect availability early so the button does not pop in late. Use a single consolidated form with inline validation. Cut optional fields entirely. Translate processor error codes into human language. Add a retry path after 3DS failure. Track declines by reason so you can tune fraud rules if they block good users. Those changes usually move conversion fast.
Auto-select country from IP, then confirm. It reduced address errors.
I also moved coupon redemption to the URL. People stopped hunting for the field and we saw fewer support tickets.
Wallet buttons on top and fewer fields helped us.